Fixed-rate

A significant portion of Wembley’s Inc’s financing practice is fixed-rate financing for the development, acquisition, refinancing and repositioning of commercial real estate properties across the United States. Our proven track record affords Wembley’s Inc and its clients access to proprietary products, including superior rates and terms, and maximal flexibility in structuring prepayment penalties and amortization periods. Wembley’s Inc’s seasoned mortgage advisors and underwriters assist clients with loan sizing, providing the market feedback they need to allow them to capitalize on unique programs and financing opportunities.

Floating-Rate

As an alternative to fixed-rate financing solutions, especially during periods with low interest rates, Wembley’s Inc provides clients with optimal floating-rate financing solutions for developing, acquiring, refinancing and repositioning commercial real estate properties across the country. Wembley’s Inc is a leading arranger of floating-rate commercial real estate mortgage financing for a broad range of property types. Wembley’s Inc’s seasoned mortgage finance advisors tailor floating-rate financing for clients with shorter-term investment horizons who are seeking prepayment flexibility and the potential for interest rate savings through floating-rate financing structures. Our analysts and underwriters thoroughly analyze each client’s investment objectives and work to maximize the short-term benefits of floating-rate financing as part of their comprehensive long-term investment and financing strategy.

Construction

Wembley’s Inc arranges construction financing through numerous market cycles for a broad array of property types across the United States. Each construction loan is different, because no two development or redevelopment projects are the same. Wembley’s Inc understands that, and our clients benefit from our experience in securing the most favorable rate and terms based on the individual merits of each project. Our mortgage advisors and underwriting staff analyze the project’s stage of development, the expected construction period and potential pitfalls, and tailor financing solutions to meet the developer’s specific needs, time frame and business plan. We arrange construction financing with an eye to the future and a specific plan for construction loan take-out financing. This approach limits borrower exposure and reduces cost by allowing for a reduction in guarantee obligations, a higher loan-to-value, a more favorable rate and a longer term.

Mezzanine

Wembley’s Inc provides clients with financing solutions across the full capital stack, and enjoys long-standing relationships with premier providers of mezzanine loans for commercial real estate properties. Wembley’s Inc’s seasoned structured commercial real estate finance team has extensive experience in the negotiation of mezzanine financing for a broad range of property types across the United States and throughout economic market cycles. Our mortgage advisors work with clients to structure partnership-level debt or preferred equity based on the specifics of the project and the client’s needs. Our analysts have the expertise and experience to quickly assess a property’s capitalization structure and engage the appropriate mezzanine lenders able to close a transaction quickly and seamlessly.

Bridge Loans

Wembley’s Inc also provides clients with interim financing solutions needed for any number of reasons, and maintains strong relationships with the premier providers of bridge loans for commercial real estate properties. Wembley’s Inc’s mortgage advisors appreciate that, in the commercial real estate market, good opportunities often require bridge financing to facilitate a quick closing or to capitalize on a short-term market fluctuation. Our mortgage advisors access short-term bridge financing in accordance with a client’s business plan, particularly when unusual circumstances on a project complicate financing from traditional lenders. Wembley’s Inc personnel stay closely engaged with the client and the asset until permanent financing can be arranged, saving the client the substantial time and effort that would be entailed in refamiliarizing lenders with the property.

Forward commitment

Wembley’s Inc secures forward commitment provisions for many property types that add certainty and flexibility for acquisitions and refinancings, especially in volatile interest rate environments. Wembley’s Inc can structure forward commitments for clients who are actively acquiring properties and require on-demand capital, but do not want to incur the expense of a line of credit or other short-term debt facility. Our mortgage advisors regularly negotiate forward commitments to provide clients with certainty of rate and term in order to more accurately project and plan for the future.

Renovation / Repositioning

Wembley’s Inc provides clients with redevelopment financing solutions designed to allow them to execute capital expenditure programs enhancing the value of a property or portfolio. Wembley’s Inc’s mortgage advisors have significant experience arranging financing for clients acquiring or repositioning properties that require major capital expenditures to enhance value. Wembley’s Inc provides clients access to sophisticated lenders that understand the value that can be generated by elevating properties to market standards. Our team will properly present to lenders the financing opportunity, including the anticipated upside, in an effort to obtain the most attractive available rate and terms.